Medicare at Moffitt: Key Takeaways

Moffitt accepts Original Medicare and select Medicare Advantage plans. View the current list of accepted Medicare Advantage plans below.
Many patients with Medicare Advantage plans still receive care at Moffitt using their out-of-network benefits. Our Medicare Advantage Navigators can help you understand your options and work with you to determine your available coverage. Call 813-745-7300 (Financial Clearance Unit, Mon–Fri 8am–6pm) or email FCUinsuranceNavigator@moffitt.org
Original Medicare gives you access to Moffitt. Patients with Original Medicare can receive care at Moffitt, and most Medicare Supplement (Medigap) plans are also accepted.
Choosing the right Medicare plan matters. If you're enrolling in Medicare or reviewing your coverage during Open Enrollment, it's important to understand how your plan may affect your access to specialized cancer care.
We're here to help. If you have questions about Medicare, Medicare Advantage or Medigap coverage, our insurance specialists can help you understand your options before you need cancer care.

Moffitt Cancer Center and Moffitt Medical Group accept Original Medicare and several Medicare Advantage plans (complete list below). As an NCI-designated Comprehensive Cancer Center, Moffitt is your best choice for complex surgeries and innovative cancer treatment options.

Insurance is complicated. We are here to help. Connect with our insurance experts today to help answer your Medicare Advantage questions.

Call 813-745-8717

How does Medicare work?

With Medicare, you have several options for how you get your coverage:

You become eligible to sign up for Medicare three months before you turn 65.
You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease).

Before enrolling in Medicare, know what is covered.

Medicare recipients electing to keep Original Medicare, consider your options for a Medigap policy.
Most Medicare Supplements, also known as Medigap policies, are accepted by Moffitt and our providers.
There are certain Medicare "Select" supplements that limit services to a specific contracted provider network, which may exclude Moffitt's providers. Many patients are treated at Moffitt as out-of-network.
The Florida Blue Advantage 65 Select Medicare Supplement is currently not accepted by Moffitt since it is known to exclude our providers.

Original Medicare Plan

Original Medicare includes Part A (hospital insurance) and Part B (medical insurance). Under this plan, you can use any doctor or hospital that takes Medicare, which includes Moffitt Cancer Center.

You may also join a separate Medicare drug plan to get Medicare drug coverage (Part D).

Medicare Advantage Plan (also known as Part C)

Moffitt is a participating provider for several Medicare Advantage plans (also known as Part C). Make sure that Moffitt and our physicians are part of your Medicare Advantage plan during the Open Enrollment Period.

Being out of network with Medicare Advantage doesn't mean you are out of options. Last year, more than 13,000 patients used their Medicare Advantage plan's out-of-network benefits to receive cancer care at Moffitt.

View the complete list of coverage for the Medicare Advantage plan:

Florida Complete Care Medicare Advantage - Moffitt Cancer Center and Moffitt Medical Group are contracted participating providers.
Health First - Moffitt Cancer Center and Moffitt Medical Group are contracted participating providers for Health First's Medicare HMO and PPO plans.
Velocity National Provider Network - Moffitt Cancer Center and Moffitt Medical Group are contracted, participating providers for Velocity National Provider Network.

Learn more about the differences between Original Medicare and Medicare Advantage.

Medigap

A Medigap policy helps fill "gaps" in Original Medicare and is sold by private companies. There are many forms of Medigap policies, each offering different benefits. It may help to compare the coverages and costs to your needs. These plans can help pay some remaining healthcare costs such as copayments, coinsurance and deductibles. Your initial Medigap open enrollment period is the best time to buy a Medicare Supplement policy.

During that time, you can buy any Medigap policy sold in your state, even if you have prior medical conditions. If you're able to purchase a Medigap plan later, options may be limited, or it may cost more due to past or present health conditions. For more information, visit our Medigap FAQ page.

IMPORTANT MESSAGE: The Centers for Medicare & Medicaid Services (CMS) announced that Medicare will cover low-dose CT lung cancer screenings for high-risk beneficiaries between the ages of 55-74. It was scientifically proven in 2010 that screening can reduce overall death from lung cancer, which is currently the No. 1 cancer killer in the U.S. by at least 20%. Learn more about our Lung Cancer Screening and Surveillance Program.

Questions?

To better prepare yourself when talking with your insurance company, here are some questions to help you enroll in a Medicare plan.

For more information, call 813-745-8717 or email FCUinsuranceNavigator@Moffitt.org. You can also contact us by mail at 12653 Telecom Dr, Tampa, FL 33637 Attn: Financial Clearance Unit.

For general Medicare information, call the government’s helpline at 1-800-MEDICARE (1-800-633-4227).

View our Glossary of Terms

Check if Moffitt Cancer Center and Moffitt Medical Group are in-network for your Commercial or Medicare plan.

Medicare Coverage