Open Enrollment is from November 1 - January 15, 2026
During Open Enrollment, you can enroll in a health plan, renew your health plan or make changes to your current health plan.
New coverage begins January 1, 2026
Remember health insurance plans change every year, so make sure your insurance plan includes Moffitt Cancer Center
Whether you are signing up for Health Insurance for the first time or changing to a new plan, it's important to do your research and choose a plan that is right for you as not all Medicare Advantage plans are created equal and plans change every year.
You can enroll for health insurance during the Health Exchange Open Enrollment period or during your employer's open enrollment. Outside of open enrollment, you can apply for insurance during a Special Enrollment Period if you have experienced a qualifying life event. You can also apply for free or low-cost coverage through Medicaid any time of year.
The Health Exchange Open Enrollment period is Nov. 1 - Jan. 15, 2025
Open enrollment periods through employers differ. Check with your employer for up-to-date details on your company's open enrollment
A time outside the yearly open enrollment when you can sign up for health insurance. You qualify for a Special Enrollment Period if you have had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child.
Medicaid provides health coverage for some low-income people, families, and children, pregnant women, the elderly, and people with disabilities. Visit your state's Medicaid website for more information.
If you lose health insurance coverage, there are options to get you back on track. You have the opportunity to select from three main options for health insurance coverage: Affordable Care Act Plan, COBRA, or FL Medicaid Managed Care plan.
For more information about insurance coverage, please email FCUinsuranceNavigator@Moffitt.org or call 813-745-7300.
Our Financial Clearance Specialist can confirm whether any plan you might be considering will cover Moffitt services and specialists.
