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The Plan You Pick During Medicare Open Enrollment Period Decides Where You Could Be Treated in January.
Facing a cancer diagnosis is hard enough. Wondering if your plan covers the right care shouldn't add to it. With Original Medicare, you are eligible to be treated at Moffitt Cancer Center, Florida's top choice for cancer care.
Review your options before December 7.
Dr. Asmita Mishra Talks About Navigating Cancer Care and Insurance
Florida's Largest NCI Cancer Center
Recognized as a leader in cancer excellence, Moffitt is the state's largest National Cancer Institute-designated Comprehensive Cancer Center by cancer patient volumes.
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What is Medicare?
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, or people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
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Will I be automatically enrolled in Medicare when I turn 65?
Please visit Medicare.gov for more information
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What is the Medicare Open Enrollment Period?
Medicare Open Enrollment runs from October 15 to December 7. During this period, you can change your Medicare plans and prescription drug coverage to better meet your healthcare needs. It is important to select a Medicare plan such as Original Medicare so you can gain access to Moffitt’s cancer experts.
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When is the Medicare Open Enrollment period?
- October 15 – December 7, 2026
- Coverage begins on January 1, 2027
- Medicare Advantage Open Enrollment period runs from January 1 – March 31
- Coverage begins July 1, 2027
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What is Medigap?
A Medigap (or Medicare Supplement) policy helps fill "gaps" in Original Medicare and is sold by private companies. There are many forms of Medigap policies, each offering different benefits. These plans can help pay some remaining healthcare costs such as copayments, coinsurance, and deductibles.
Your initial Medigap open enrollment period is the best time to buy a policy. During that time, you can buy any Medigap policy sold in your state, even if you have prior medical conditions. If you're able to purchase a Medigap plan later, options may be limited, or it may cost more due to past or present health conditions.
For more information on Medigap, please visit Medicare.gov.
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Can I switch my Medicare plan?
Possibly. The main enrollment windows are:
- Medicare Annual Open Enrollment: October 15 – December 7 (changes take effect January 1).
- Medicare Advantage Open Enrollment: January 1 – March 31.
- Special Enrollment Periods (SEPs): may apply if your plan dropped a provider, you moved, lost other coverage, or meet other criteria.
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Who can I talk to if I still have questions about Medicare?
Our insurance team is here to help. Please call 813-745-8717 or email FCUInsuranceNavigator@Moffitt.org. Our team is here to support you at no cost.
Choose a Plan that Meets ALL Your Needs.
Ask these questions when selecting a Medicare or Medigap plan:
- What are the costs vs coverage?
- Are all kinds of appointments covered? (i.e. Specialist Care and Virtual Care)
- What is the quality of care at the covered hospitals?
- Can you expect the best cancer outcomes at the covered hospitals?
- Are your doctors and hospitals of choice covered?
- Is it part of the national network and managed care organizations?
- Is Moffitt Cancer Center part of the plan?
- Does the plan cover specialty pharmacy drugs?
- Does the plan cover an NCI-designated Comprehensive Cancer Center?
Have Medicare Advantage questions? We can help. Call 813-745-8717 or email FCUinsuranceNavigator@Moffitt.org.
